The proportion of loan principal better than discover personal loans interest in each monthly instalment amount is calculated according to the Rule of 78. The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only.

The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result. If customer's loan application cannot meet our approval requirements, Hang Seng Bank Limited ("Hang Seng") may approve a loan to individual customers on a case-by-case basis but the interest rate and handling charge offered may be adjusted.

For details, please contact Hang Seng's staff. Customers will be notified of the relevant adjusted interest rate and handling charge upon loan approval.

If customer agrees to accept such loan, Hang Seng will credit the loan amount to the designated bank account according to normal procedures.

Better than discover personal loans

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