Today were looking deeper into a couple of common investment scenarios to test whether youll make a better IRR (Internal Rate of Return) by buying a property all-cash, or levering up at 50. Stabilized Office. The where to apply for cash loan example investment is a stabilized office building being acquired at a 6 cap rate for 10,000,000. Assuming its a safe, conservative investment and you expect to sell in 10 years for 12,000,000, should you buy cash or lever at 50.
Youre looking at turning your 7 return into a 9 return for this investment with the given loan terms, which are reasonable ones in todays market. Leverage wins here. Value-add Multifamily. So that seems all well and good for stabilized assets, but what about heavy value-add.
Should you pony up all cash if you can for a five year substantial value play. We looked at the investment return on a five-year rehab and sell scenario.
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